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Cost & insurance

Appeal (insurance)

A formal request asking your insurer to reverse a denied claim or prior authorization. Appeals succeed more often than people expect, and most plans must respond within a set window; if the internal appeal fails, you usually have a right to an external review by an independent party. The key is documenting why the covered alternatives don't work for you.

Related terms: Prior authorization (PA) · Formulary exclusion · Step therapy

See also: Appeal letter templates

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